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Farm Auto insurance

With Farm Auto insurance, farmers can ride easy knowing they have the right coverage for potential risks that may arise on the road or in the fields.

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Farm Auto insurance is crucial to keep your operations running smoothly.

Your farm truck may not see a car wash every Sunday, but that doesn’t mean you don’t love it. It bears the marks from being there every day, working as hard as you do — pulling, hauling, pushing — but sometimes the unexpected happens, leaving you facing unplanned expenses.

Whether it’s the result of a collision, uninsured motorists, or other situations leaving you stranded, farm auto insurance protects you and your farm from financial loss if you are responsible for damages resulting from a motor vehicle accident.

SECURA’s Farm Auto insurance coverage options can be tailored to meet the needs of your farm and family vehicles, all in one policy.

Features of Farm Commercial Auto insurance

Your farm vehicles play a large part in the success of your farming operation. If your vehicles are damaged, it’s comforting to know we’ll be there to provide the protection you need, with the flexibility to fit your life.

Seasonal use adjustments

You don’t use all your vehicles 12 months a year, so why pay a 12-month premium? We offer premium reductions for farm trucks used less than six months of the year and 5,000 miles per year, or farm trucks used less than three months and 2,000 miles per year.

Pollution Liability coverage

We offer the protection you need for your vehicles transporting gasoline, diesel fuel, motor oil, and other petroleum-based products. Should accidents occur that require cleanup of pollutants used in your farming operation, you’ll be covered.

Policyholder benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide specialized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within 24 hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your farm. As your farm grows, our independent agent partners can help you understand how your insurance needs may change.

Common questions about farm auto insurance

My farming operation is working to develop a safety focus. Are there any tools or resources availabe to help our farm?

Yes, as a SECURA policyholder you have access to our Risk Management team to help identify and evaluate risks and offer solutions to help prevent losses. Whether you need a custom safety program, or help determining compliance with local, state, or federal regulations, we’re here to support your business.

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Why SECURA?

Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your farming operations, you can ensure you have the right coverage to protect your investment and keep your farm running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA offers farm coverages in eight states, and we are proud to support the communities that have welcomed us for more than a century.

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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