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Business Insurance

Inland Marine insurance

Protect your business property while in transit on land or while away from your business location.

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Protect your products and equipment on-site and on the road.

While in transit to your destination or when stored off-site, your business property may be vulnerable to theft, vandalism, or other damage.

Inland Marine insurance protects your products and equipment during shipment on land. Your business property is also covered when stored in a third-party facility or work vehicle. This coverage is meant to help protect transportable business property.

If your business frequently ships property by land, moves property between business locations, or has property stored at third-party locations or within a commercial vehicle, SECURA’s Inland Marine insurance will help pave the way for smoother roads ahead.

Features of Inland Marine insurance

Installation coverage

This provides coverage in case building materials, supplies, or fixtures that will be installed for your building project are stolen or physically damaged by a covered loss during transit or at the final destination while awaiting installation. For example, a contractor’s cabinets are stolen while being shipped to a home they are remodeling.

Transportation coverage

This coverage provides protection from financial loss due to lost, damaged, or stolen cargo while being transported by third parties or owned-vehicles.

Bailee coverage

Bailee coverage is for direct physical loss caused by a covered peril to the property of others in your care, custody, and control for processing. Processing includes, but is not limited to, finishing, repairing, restoring, or adjusting.

SECURA works with many types of industries, providing Inland Marine insurance solutions for businesses of all sizes.

Don’t see your industry listed? Have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.

Policyholder benefits that work

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Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.
January 31, 2023 03:56 AM
Learn about risk management
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Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within 24 hours, follow up regularly, and work with you until your claim is resolved.
February 10, 2023 06:08 AM
Start a claim
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About SECURA

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.
February 23, 2023 09:49 AM
Why independent agents?

Commonly asked questions about Inland Marine insurance

What is Inland Marine insurance?

Inland Marine insurance protects your commercial property by covering materials and equipment in transit on land or stored away from your business’s location, such as in a storage facility, vehicle, or work site.

What does Inland Marine insurance cover?

Typically Inland Marine insurance covers property in transit on land from one location to another. It also covers property stored off-site at a storage facility, property on or in vehicles, such as tools stored in a construction work truck .

What does Inland Marine insurance not cover?

Generally, Inland Marine insurance does not cover stationary property, business vehicles, earthquake or flood damage, property transported by air, or any property damaged before shipment. Review your specific needs and coverage details with your independent insurance agent.
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Why SECURA?

Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.
Find an agent near you

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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