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Custom farming insurance

Providing the insurance coverage and service you need to keep your custom farming operation running smoothly.

custom farming operator starting up farm equipment

Custom farming insurance designed to protect your business’s unique operations.

Custom farming operations need custom insurance to protect against potential losses. Whether you specialize in planting, harvesting, soil preparation, or chemical application, it is important to have the right custom farming insurance to ensure your business is protected from unexpected events like property damage, liability claims, accidents, or lawsuits.

By working with an experienced insurance provider who understands your industry, you can ensure you have the right coverages to protect your business.

What is custom farming?

Custom farming gives landowners an alternative to leasing their land by hiring a custom operator to handle field operations. The custom farming arrangement involves the landowner paying the operator a set fee for tasks like land preparation, seeding, cultivating, applying pesticides, and harvesting.

Understand how various types of insurance offer unique forms of protection.
Learn how SECURA’s custom farming insurance can protect your business, then find an independent insurance agent to create a custom policy unique to your needs.

Commercial Property

Damaged electrical wiring in your equipment storage building causes a fire and destroys your equipment and damages the building.

Commercial Property insurance provides coverage for buildings and inventory to help protect the physical assets of your business from losses caused by things like fire, natural disasters, theft, and vandalism.

More about Commercial Property insurance

Commercial General Liability

While a custom farmer is fixing his combine, faulty wiring starts a fire that burns the combine, the corn in the hopper, and a portion of the field. General Liability insurance could help cover the loss of the corn in the combine hopper and the field damage.

Link to Commercial General Liability page

Workers’ Compensation

While hooking up equipment to transport to the next field, an employee strains their back. Workers’ Compensation insurance could cover the injured employee’s medical expenses, rehabilitation costs, and lost wages for the employee while they are unable to work.

More about Workers’ Compensation insurance

Inland Marine

The combine is damaged when the operator accidentally hits an old well head in a farm field. Inland Marine insurance can provide coverage for equipment, tools, and leased, rented, or borrowed items.

More about Inland Marine insurance

Policyholder benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within 24 hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.

Why SECURA?

Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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