Custom farming insurance
Providing the insurance coverage and service you need to keep your custom farming operation running smoothly.
Custom farming insurance designed to protect your business’s unique operations.
By working with an experienced insurance provider who understands your industry, you can ensure you have the right coverages to protect your business.
What is custom farming?
Custom farming gives landowners an alternative to leasing their land by hiring a custom operator to handle field operations. The custom farming arrangement involves the landowner paying the operator a set fee for tasks like soil preparation, planting, harvesting, applying pesticides and fertilizer, and manure pumping and application.
A custom farming agreement is beneficial for both the landowner and the custom farmer. For example, the landowner benefits by not needing to invest in a full line of machinery for various field operations. Custom farmers benefit in many ways too, including not having to invest in land and providing efficient and effective services for the crops and services they specialize in. For well-established farmers, they may consider increasing their income by using their machinery and labor for custom farming services too. Custom farming insurance coverages can help protect these unique operations of this business.
Understand how various types of insurance offer unique forms of protection.
Learn how SECURA’s custom farming insurance can protect your business, then find an independent insurance agent to create a custom policy unique to your needs.
Commercial Property
Damaged electrical wiring in your equipment storage building causes a fire and destroys your equipment and damages the building.
Commercial Property insurance provides coverage for buildings and inventory to help protect the physical assets of your business from losses caused by things like fire, natural disasters, theft, and vandalism.
Commercial General Liability
While a custom farmer is fixing his combine, faulty wiring starts a fire that burns the combine, the corn in the hopper, and a portion of the field. General Liability insurance could help cover the loss of the corn in the combine hopper and the field damage.
Workers’ Compensation
While hooking up equipment to transport to the next field, an employee strains their back. Workers’ Compensation insurance could cover the injured employee’s medical expenses, rehabilitation costs, and lost wages for the employee while they are unable to work.
Inland Marine
The combine is damaged when the operator accidentally hits an old well head in a farm field. Inland Marine insurance can provide coverage for equipment, tools, and leased, rented, or borrowed items.
Policyholder benefits that work
Risk management services
Exceptional claims experience
Independent local agents
Why SECURA?
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.