Insurance for daycare centers
Insurance for those truly unexpected moments, so you can focus on what matters most.
As a child care provider, you know to expect the unexpected.
The proper daycare insurance coverage provides protection for those truly unexpected moments. SECURA’s commercial child care insurance covers unique risks specific to your business, and is ideal for:
- Before/after school programs
- Head Start programs
- Licensed or certified commercial child care centers (including 4K and 5K programs)
Key Coverages of Daycare Center Insurance
Elite General Liability WRAP provides coverage for additional insureds, such as the building owner, franchisor, and mortgagee.
- Business travel accident benefit
- Catastrophe employee care costs
- Conference cancellation
- Emergency real estate consulting fee
- Employee or volunteer indemnification defense
- Fundraising event blackout
Optional commercial child care coverages available
Add additional protection to best fit your needs with a range of supplementary coverages.
Benefits that work
Risk management services
Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.
Exceptional claims experience
Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within eight business hours, follow up regularly, and work with you until your claim is resolved.
Independent local agents
SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.
Helpful articles
Child care licensing requirements
Child care licensing requirements ensure the minimum standards are being met and monitored by the appropriate authorities.
Child care background checks
A background check for child care employees ensures each person doesn’t have a conviction history that could put a child’s health and safety at risk.
Child care ratios - how many children can your child care business care for?
What exactly is a child-to-adult ratio? It’s an important aspect pertaining to child care businesses and teaching institutions.
Why SECURA?
Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.