Carpenter insurance
Protect your craftsmanship and keep your business strong with insurance tailored for carpenters.
Carpenter insurance designed to protect your business’s unique operations.
Understand how various types of carpentry business insurance can offer protection against unexpected risks.
Your business insurance should be as unique as your daily operations. Learn how SECURA’s carpenter insurance can protect your business, and then find an independent insurance agent to create a custom policy.
General Liability
You inadvertently crack the customer’s granite countertop during a kitchen cabinet remodel while removing old cabinetry. The damage is estimated to cost $3,500 to repair. General Liability insurance can help cover the cost of repairing or replacing the damaged countertop, as well as provides protection against any legal actions the homeowner may take.
Errors and Omissions
As you’re packing up from a shelf installation job, the newly installed shelves collapse and cause damage to the wall and several items. Errors and Omissions coverage can help you by covering the cost of repairs and replacing damaged items, as well as help cover any legal fees if the customer seeks compensation through a lawsuit.
Workers’ Compensation
While working on a job site, your employee accidentally falls from a ladder and injures their back, requiring medical treatment and time off work for recovery. Workers’ Compensation coverage can help cover medical expenses, provide wage replacement for the time they are unable to work, and may protect you from potential legal claims related to the injury.
Commercial Auto
While transporting tools and materials from a job site, your employee gets into a car accident that damages both your vehicle and another driver’s vehicle. Commercial Auto coverage can help cover the costs of repairing or replacing your damaged vehicle, as well as any liability expenses for the damage caused to the other driver’s property. This coverage ensures you are protected against the financial burden of vehicle-related accidents while being used for business purposes.
Installation Floater coverage
Custom cabinets you made are damaged in transit to a job site due to an accident. Installation Floater coverage can help reimburse the cost of repairing or replacing the damaged cabinets, ensuring that you are not financially burdened by the loss of valuable materials before they were even installed. This coverage helps protect against risks associated with transporting and storing materials and equipment for installation projects.
Contractor Equipment coverage
While working on a project, your power saw is stolen from the job site. Contractor Equipment coverage can help cover the cost of replacing the stolen saw, so you can quickly resume work without bearing the full financial impact of the loss. This coverage helps protect against the risk of theft, damage, or loss of essential tools and equipment needed for your daily business operations.
SECURA provides carpenter insurance for businesses offering a range of services.
SECURA’s carpentry business insurance coverages are ideal for the businesses listed below. The list is not exhaustive, so if your business has additional services not listed, please discuss your operations with your independent agent to learn about our coverage options.
Policyholder benefits that work
Risk management services
Exceptional claims experience
Independent local agents
Additional resources
Insurance tips for Trade and Commercial General Contractors
What to expect in a major claim
Workplace safety programs and culture
Why SECURA?
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.