There are all kinds of workout facilities today, from yoga studios to climbing clubs. For some, these facilities become more than a place to work out. They become a community space — a place for people with shared interests and goals to come together in support of healthy lifestyles.
Custom insurance for gyms and proper safety guidelines can help protect your business from multiple risks.
Risks and insurance for gym owners
As a small business owner, you want to be proactive when it comes to minimizing risks. You have a duty to protect your employees, guests, and property by promoting a safe environment and insuring your business with the coverages appropriate for your unique needs.
One of the most significant risks gym owners face is the risk of injuries on their premises. Potential risks include slipping on wet floors, tripping on equipment, injury from misuse of equipment, member and employee health issues, and more. You can prevent these risks by warning users of any known dangers, keeping the space clean, and reminding participants to respect their own limitations.
General Liability insurance for gym owners can help protect against claims caused by bodily injury, property damage, or personal injury.
Promote gym safety
Taking an active interest in safety protects your employees and customers to help ensure your fitness facility will continue to be open as a place to sweat, strive, and socialize.
SECURA policyholders have access to free risk management resources, such as on-demand safety videos to help train employees on safety awareness, harassment training, and much more. Our policyholders can also contact their risk manager directly for a personalized consultation, safety program, or other resources.
Learn more about insurance for gyms and how different coverages can offer you unique forms of protection by visiting our health club insurance page.
