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Farm Lines

Joy Krumsee

Joy Krumsee

Farm Lines underwriter

Territory: Indiana, Minnesota| Designations: Property and Casualty Intermediary License, AINS, AIS | Experience: Since 2008 |Education: Associate in Marketing, Fox Valley Technical College

Joy became part of the SECURA Personal Lines team in 2017 as a customer care agent before transitioning to the Personal Lines underwriter role. In 2022, she joined the Farm Lines team as an underwriter. Prior to joining SECURA, Joy served as an insurance agent and account executive, which gives her great perspective when working with SECURA’s independent agents. In addition to her experience, her enthusiasm for her career helps her thrive in her underwriting role.

“When I first started as an insurance agent, I told myself that one day I would work for SECURA as an underwriter,” Joy said. “I worked hard and didn’t give up, and now I’m here!”

Before entering the insurance world, Joy served in the U.S. Army from 2004-2007 as a Military Police Officer. As part of that experience, she attended Air Assault School where she had to rappel out of a helicopter while it hovered 60 feet above the ground. Thanks to her time in the Army, she has had the opportunity to live on three continents — North America, Asia, and Europe.

Joy spends her free time going on adventures with her husband and three kids, enjoying live music, reading, playing video, card, and board games, and having fun with friends.


Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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